Buying an Individual Health Insurance saves you from creating a hole in your pocket. You can quite comfortably cover unexpected expenditures related to any ailment or calamity. Health Insurance makes an individual feel much safer and reduce the risk of potential monetary downturn. With so many options available to choose from all you have to do is pick out a list of insurance companies that offer you benefits which suit your needs and purposes.
Max Bupa offers following Individual Health Insurance Policies:
• Max Bupa Heartbeat Gold Individual Plans
• Max Bupa Heartbeat Platinum Individual Plans
• Max Bupa Heartbeat Silver 300000 Individual Plans
All of the above cover pre and post hospitalization expenses and offer tax benefits under section 80 D of the Income Tax Act subject to the condition that the premium amount is paid by cheque/DD by the customer from his bank account.
It provides following individual health insurance plans:
• Easy Health Standard Insurance
• Easy Health Exclusive Insurance
• Easy Health Premium Insurance
These cover hospitalization expenses, pre-existing diseases, local road ambulance services, donor expenses, health check up costs, hospital daily allowance. Like any other Insurance plans these do not provide insurance of newborns.
• Individual Healthwise policy coverage: It is 5, 00,000 and available for the individuals 5 years to 45 years (for 46 years - 55 years, medical examination is compulsory).
• Individual Mediclaim policy coverage: It is between 1, 00,000 to 5, 00,000 and available for the individuals 5 years to 45 years (for 46 years - 55 years, medical examination is compulsory).
Key Advantages are:
• Critical Illness is also covered as part of your health insurance policy.
• Income Tax benefits under section 80 D.
• Family Floater benefits you under one single policy.
• Coverage of pre-existing conditions after 2 years / 4 years as per plan opted.
• 24 hours cashless facility at more than 3000 network hospitals
• Discounts on renewal premium for claim free policy
• Options in duration of coverage - 1 year / 2year policies available.
The key features of Individual health insurance policy offered at Royal Sundaram are:
• Instant Individual Health Insurance Coverage.
• No documentation required for Individual Health Insurance.
• Personal health cover, no medical examination required.
• Income Tax benefit under section 80D of the IT Act with the individual health plan.
• Family discount of 10% for covering 3 or more family members under a single personal health insurance policy.
• Cashless hospital facilities at 3000 hospitals across 166 cities in India.
Features of individual policies offered by Cholamandlam MS General Insurance are:
• Extensive network of over 2000 hospitals for cashless settlement.
• 141 minor surgeries that require less than 24 hours hospitalisation covered under the unique day care procedure.
• Fair and quick settlement of claims with minimal documentation.
• Customer can track the status of the claim through our 24 X 7 Customer Support team.
• “Chola MS Help”, Proprietary Support team, handles all Health Claims requirements.
Don’t waste anymore time being unsure and uninsured; get yourself an individual health insurance policy, right away!