Tips for safe internet shopping

By  ,  Onlymyhealth editorial team
Aug 17, 2015

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Quick Bites

  • Have full information about your merchant.
  • Always read policies.
  • Check all offers and charges before buying.
  • Ensure that the website is safe.

The electronic age has facilitated connecting with anyone anywhere over the globe, finding information at the tip of fingers, shopping, etc. There is tremendous rise in online shopping trend because of the convenience, variety and the ease to compare and shop!

However, with increase in online shopping, internet thefts are also on rise, where the electronic thieves access either your machine or get hold of the information like credit / debit card details, etc. and misuse it.

The following article gives simple for safe online shopping.

Internet shopping tips

Know your merchant

Study the merchant, from whom you are purchasing. Search for bad reviews from multiple sites. Where possible, shop only from reputed merchants.

Read policies

Privacy policy: The policy should mention the information collected by the merchant, which and how information is going to be used and / or shared, various steps followed to maintain privacy of the shopper, etc.

Delivery and Return policies: These should provide information onreturning unsatisfactory items, refund policy, contact details, etc. which are useful in-case you receive wrong / unsatisfactory item.

Check offers, charges and details of the product

Compare the quality and the price of selected products with products from other companies/ merchants. Having knowledge of the market rates of these items helps in deciding what and where to buy from!

Internet shopping tips

Secure click

Website: Ensure that the website is secure, i.e.the website should have ‘s’ in http. The payment website should be SSL site, where all the transactions are encrypted before they are sent to the merchant for further actions.

Machine: Should have various security updates to ensure that thieves cannot ‘break into’ your machine and get away with important information while you are shopping.

Use credit card

Credit card payments are generally more secure than debit cards. Also, most of the companies offer extended protection and warranties in case of thefts, using credit cards. If the intentional use of credit card by electronic thief can be proved, companies waiver off the charges completely. These warranties and securities are less for debit card transactions.

Sharing details

Only such information should be shared which are required at the time of financial transactions.Any other information like PAN Card number, etc., which is not essential for transactions, should not be shared. Internet passwords should be treated like ATM PINs.

Record transactions

This is one of the most important tip to be followed. Maintain hard copy recordsof all the purchases. The record should mention the date of purchase, time, quantity, price and the delivery date. This is helpful for further communication, in case the need arises. You should also maintain records of the URL of the merchant, confirmation email/message of purchase, etc.

Following these basic, easy security tips will ensure that you have a goodbuy and time in online shopping!

Image source: Getty Images

Read more articles on Shopping Advice.

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  • Lenny17 Aug 2015

    Safe internet shopping tricks are a must these days.

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