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How to Budget this Festive Season

By  ,  Onlymyhealth editorial team
Feb 27, 2012
4.8 / 5(4 Ratings)

The festive season is upon us, with Dusshehra, Dhanteras, Diwali and New Year, about to come one after the other. Everyone revels in the gorgeous clothes, delicious sweets and fun-filled family gatherings during the festivities, but there is a flip side to it – the expenses. House decorations, new clothes, gifts for friends and relatives and similar expenses can strain your monthly budget. You need to have a planned festive budget in place to enjoy the festivities while staying within your means.

 

Festive Season Budgeting Tips

 

  • List your expenses – The first thing to do is to know for sure the items for which you need to spend, such as clothes, decor, food items and gift items. It will give you a clear idea of how much of allocation can be made to each of the listed items. Do not fall for the urge to keep on spending and lose track of your money, especially if you use debit or credit cards.
  • Wholesale shopping – You can find a wholesale shop or one which is offering discount on bulk purchases. Moreover, many festive discounts are on offer these days as companies and shopkeepers look to lure more and more customers. Of course, you can always opt for those street shops if you are not averse to bargaining. Just make sure that you part with the seller on amicable terms so that his festive spirit is not spoiled.
  • Rework on clothes – You can create new attire by making alterations to your last year’s selection of clothes used in festive season. Innovative ideas such as mixing last  year’s churidaar and dupatta with a brand new kurta might well bring a great new look. You can also experiment with the jewellery of your close relatives on your new dress and strike a new look. Just try to find ways to make your old dresses look new!
  • Avoid buying decorative items – If the decorative pieces you bought last year are no good, it is not essential that you should purchase new ones. Unleash your creativity on simple stuff such as diyas, paper lanterns and spend time in creating rangolis. Use the Diwali greeting cards sent by friends and family members in your home to give a new look. Embroidered shawls or old saris can be used on the sofa for decoration. Ask your kids to show their creativity in painting diyas and other decorative stuff.
  • Home-made sweets – In the light of the news that keep coming in regarding the spurious sweets on festive occasions, it would be advisable to make whatever you want to eat at home. Ask your elders about how to go about making them and spend at least a week before Diwali to prepare a handful for your family and guests.

 

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